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    Diversifying where you put your investment funds is a critical part of whether or not you will be financially successful long term. It is far too risky to potentially suffer the losses that can come from putting all your eggs in one basket.  These losses can happen in an instant and leave you […]

    Building financial wealth and stability remains one of the top reasons Americans choose to own a home, and as a homeowner, your wealth often grows without you even realizing it. In a recent paper published by the Urban Institute, Home Ownership is Affordable Housing, author Mike Loftin illustrates how homeowners increase their equity and their wealth simply […]

  Maybe you’ve been binge-watching HGTV and want to remodel your kitchen. Or maybe you’re tempted to build an office add-on for your new remote job. Well, the average kitchen remodel can set you back between $10,000 to $100,000. And that 12 x 12 office addition? Prepare to fork over $32,000 to $80,000.   Whether you need […]

  Coronavirus is actively changing the mechanics of selling a home in a way that could have long-lasting and even permanent effects — and that’s not necessarily a bad thing. The need to suddenly practice social distancing and restrict movement has accelerated innovation and technology in a space that’s traditionally been paperwork-heavy and people-driven.   […]

      Some Highlights Today’s home price appreciation is driving equity higher throughout the country. If your needs are changing and you’re ready for a new home, your equity may be a great asset to power your next move. Now is a great time to put your equity toward a down payment on the home of […]

  With mortgage interest rates hitting record lows so many times recently, some are wondering if we’ll see low rates continue throughout 2021, or if they’ll start to rise. Recently, Freddie Mac released their quarterly forecast, noting:   “The average 30-year fixed-rate mortgage hit a record low over a dozen times in 2020 and the low interest rate environment is projected […]

Earlier this month, the Bureau of Labor Statistics (BLS) released their most recent Jobs Report. The report revealed that the economy lost 140,000 jobs in December. That’s a devastating number and dramatically impacts those households that lost a source of income. However, we need to give it some context. Greg Ip, Chief Economics Commentator at the Wall Street Journal (WSJ), explains: “The economy […]

Over the past year, mortgage rates have fallen more than a full percentage point, hitting a new historic low 15 times. This is a great driver for homeownership, as today’s low rates provide consumers with some significant benefits. Here’s a look at three of them.   1. Move-up or Downsize: One option is to consider moving into a […]

If you’ve been working from home this year, chances are you’ve been at it a little longer than you initially expected. Businesses all over the country have figured out how to operate remotely to keep their employees healthy, safe, and productive. For many, it may be carrying into next year, and possibly beyond. While the pandemic continues, […]

As we enter the final months of 2020 and continue to work through the challenges this year has brought, some of us wonder what impact continued economic uncertainty could have on home prices. Looking at the big picture, the rules of supply and demand will give us the clearest idea of what is to come. […]